You (which means the Applicant and any Joint Applicant) certify that (a) you are at least 18 years of age, (b) you are a United States citizen or a permanent resident of the United States, (c) you have read and understand the terms, authorizations and disclosures included with this application, including arbitration, and agree to them, and (d) all of the information contained in this application is true, accurate and correct. You authorize Fifth Third Bank to investigate, review and verify your credit and employment histories and any other information in order to process this application, service your credit card account, manage its relationship with you and for any other legitimate business purpose. You authorize Fifth Third Bank to share with others to the extent permitted by law, such information and its credit experience with you. In addition, you may as a customer later request that Fifth Third Bank limit such information sharing with third parties. To the extent permitted by applicable law, you consent that Fifth Third may contact you at any telephone number that you have provided, any number that you have called Fifth Third from or any number Fifth Third has for you in its records, including your cellular or other wireless device to service your account or for collection purposes. Fifth Third has your permission to contact you by any means available, including by text message. You also agree that Fifth Third may contact you using prerecorded messages or automatic dialers. If you provide Fifth Third an email address, you also consent to be contacted by email. If you accept or use a credit card account, you acknowledge that any such acceptance or use is subject to the terms of this application, the Card Agreement and the Rules and Regulations Applicable to All Fifth Third Bank Consumer and Business Banking Accounts and Cards, each as in effect from time to time, and you acknowledge and agree that each of you, together and individually, are responsible for all transactions, amounts owed and other obligations, even if the credit card account is used by only one of you. You acknowledge that Fifth Third Bank will mail you a copy of the Card Agreement and other applicable agreements if it approves this application.
The Applicant hereby authorizes the Bank to seek confirmation or clarification on certain information needed to complete this application by contacting the Financial Institution and authorize the Financial Institution to provide this information, for the sole purpose of clarification and confirmation, including material that would be deemed to be non-public personal information under the Gramm-Leach-Bliley Act, or customer financial records under the applicable state and federal financial privacy laws.